WEDDINGGUIDE KANE COUNTY CHRONICLE / kcchronicle.comPage 2 � Saturday, January 31, 2009
GettingEngaged
NowWhat?
IsJustthe
Beginning...
Follow a few wedding registry tips
and give wedding well-wishers
plenty of gifting options.
EngagementAdvice:InsureYourRingWhen buying an engagement ring, make sure it's fully insured by your
homeowners or renters insurance policy or additional jewelry insurance.
If you've recently become engaged, you may want to check your
homeowners or renters insurance policy. That's because your
engagement ring may not be fully covered by that policy.
An engagement ring is a cherished gift and one you will want to
protect. No one wants to imagine their ring being damaged, lost
or stolen, but the fact is that these situations can and do happen.
Typical insurance policies for your home or apartment set limits
for certain categories of personal property, like jewelry. They
may only cover $500 to $1000 on a stolen ring. If the theft or
loss occurs outside of the home, you may not be covered at all.
Talk to an insurance agent to see if you can amend a policy
or purchase other insurance if you want to protect your ring in
case of theft or if it becomes lost or damaged. Here are some
questions to ask if you're considering jewelry insurance.
Things to Ask your Property Insurance Provider
� Is there a deductible on the insurance, and if so, how much?
� Do I need to have the ring appraised for insurance? Can
I use my own appraiser or does the insurance company
need to handle the appraisal?
� Will the insurance cover theft or loss of the ring wherever
it takes place, even if it occurs in a foreign country?
� Can I receive a cash settlement for the value of the ring, or
must the ring be replaced with another?
� Does the policy cover repairs to damaged jewelry?
� Can I purchase a "valued at" plan if my ring is one of a kind
and cannot be replaced? This policy allows you to value
your ring at a higher dollar amount than its appraised worth.
Are you one of the thousands of couples who got
engaged over the holidays? This is the time for you and
your soon-to-be to get everything you ever wanted.
It's an opportunity to start from scratch, to upgrade,
to expand and replace and to turn a whole bunch of
mismatched "mine" and "yours" into a lifetime of "ours."
A lot of couples become overwhelmed, feeling they
have to get it all done at once. According to the experts
at Bed Bath & Beyond, this is totally normal. When it
comes to registering, Bed Bath & Beyond suggests you
relax, take your time and have fun. Go back to the store
as many times as needed, or update your registry online.
Here are some additional tips to make wedding
planning a breeze:
PlanaheadStart a bridal registry soon after you say "yes." This
way you will be prepared for your engagement party
and bridal shower, as well as your wedding. Periodically
update your registry. If you need to, even after the
wedding. Be kind to procrastinators.
Don'tbeshyRegister for gifts in a range of prices and categories.
This will give guests and group givers lots of options to
choose from.
DothemathHere's an easy rule of thumb: Add up all the gift-givers
for both your wedding and bridal shower. Register for
at least two times as many gifts as givers. Your guests
will appreciate having lots of choices when they shop
for you. Be sure to refresh your list regularly as gifts get
purchased.
RemembertheruleofthreeThe rule of three applies to your patterns and styles
of china, flatware and stemware. If you choose bold
patterns for two items, go with something simple for
the third item. Or vice versa, if you pick two simple
patterns, go with a third that is more intricate. When it
comes to setting your table, if you choose bold patterns
for your china and flatware, pick a more simple style of
glassware. Do you prefer intricate stemware? Pair it with
simpler patterns of china and flatware. So, it's bold/bold/
simple or simple/simple/bold.
ThreesheetsisawinRegister for at least three sets of sheets -- one for the
bed, one for the linen closet and one for the hamper.
This way you won't be forced to do laundry.
Registernow,becauseyouwon't
buyitlaterYou may think you will... but you won't. Now is the time
to let others get you the stuff you'd never buy yourself.
Your friends and family might even get together to
purchase a higher priced "group gift."
Once you've set up your bridal registry, take
advantage of Bed Bath & Beyond's Bridal Toolkit�,
the complimentary wedding planning tools available at
bedbathandbeyond.com, including your own personal
wedding Web site, budgeter, task manager, guest list
manager, gift tracker and even a seating arranger.
This way, all of your information can be stored in one
convenient place.
Congratulations and best wishes on your engagement.
Now get registering and let the gift-giving begin.

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